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Emergency
First and foremost, if there are any injuries 911 needs to be called.
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Staying calm
Easier said then done. No matter how small of a car accident, it usually rattles people up. It is a scary thing. If it is a large accident or traumatic in any way, it is important to seek help from a social worker, counselor, or psychologist.
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Exchanging information
Some key information to get include: the other driver’s vehicle description (color, model, maker, license plate number, Vehicle Identification Number (VIN)), the name of the Driver, the Driver’s reachable phone number, Driver’s license number, license expiration date, home address, driver’s birth date, Insurance name and policy number.
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Identifying witnesses
Getting the names and phone numbers of the eyewitnesses in case the accident needs to be taken to court.
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Note the location and time
Note where the accident occurred and at what time.
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Contacting the insurance company immediately
It is important to notify your insurance company with as much of the information possible. This way they can best help and assist with the situation.
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Being weary of fraud
Sometimes people may exaggerate their injuries or start making claims, so it is important to gather all of your evidence via photos and observation (personal and witnesses). Also, most insurance companies have the claims department that can assist with such matters as well.
